Westmark Credit Union
We are a full-service financial institution, owned by our members & committed to the development of their financial future. We have 12 convenient locations.

Easy Ways to Save More Money

If you are trying to give your savings account a boost but aren’t sure how to cut more corners, you may be surprised at the painless ways you can save a little extra money. Shaving a few dollars off your living expenses here and there can add up quickly. Watch this video to learn more.

Skip your iced coffee for cold-brewed coffee at home to watch your savings account group quickly. Make smart swaps, like generic products instead of brand names, and borrow books instead of buying them. All it takes are little changes to make a big impact on your savings.

At Westmark Credit Union, we’re committed to helping our members thrive, with sound financial advice and all of the tools you need to take control of your money, like online banking. Find out how to join our credit union in Idaho by calling (208) 523-1071.

What Our Members Should Know About Mobile Alerts

At Westmark Credit Union, mobile alerts are one of the tools we give our members to take more control of their finances. Sign up for mobile alerts at our credit union, and avoid unwanted fees and other financial errors.

Mobile alerts are sent directly to your phone to alert you to an issue with one of your credit union accounts. Set a balance threshold and get a text message when you fall below that number. Get an alert when a large transaction posts, get a reminder when a payment is past due, and much more. Set up your mobile alerts exactly how you want them on your checking account, savings account, mortgage, and other loans to make them work for you.

Help with achieving your financial goals is available at Westmark Credit Union. Call us today at (208) 523-1071 to find out if you are eligible to become a member at our credit union in Idaho.

New Homeowners: Avoid These Common Mistakes

Buying a house for the first time is both scary and exciting. Fortunately, when you decide to get your mortgage from your credit union, you can count on low rates and financial advice that puts you first. Protect yourself from these financial pitfalls new homeowners often face, and you’ll be ready to sit back and enjoy your new home.

Understanding Your Mortgage

Before you sign your mortgage agreement, it is important that you understand it as clearly as possible. You should know the term of your loan, the interest rate, and how your payments are applied to both the principal and the interest. You should also understand the rules associated with your loan, from any penalties that are in place for paying your loan off early, requirements for insurance, and if your interest rate can increase in the future. You should also find out if any discounts are available, such as a discount for setting up automatic mortgage payments from your checking account.

Shop Around for Insurance

Homeowners insurance can be a costly expense that new homeowners don’t plan for in their budgets. Before you choose a policy, get quotes from multiple companies. Consider using the same company that you for other insurance policies, like auto insurance. Sometimes, these companies will offer discounts for people who use them for multiple policies.

Prepare for Additional Expenses

The cost of homeownership often takes new homeowners by surprise. When you are doing your budget, don’t only count the cost of your mortgage. You will also need money for home maintenance and repairs, furniture, moving expenses, and more. It can helpful to set up a savings account to set money aside every month for major expenses that could arise in the future.

At Westmark Credit Union, you’re a member, not a customer. Our staff is here to help you get the best rates on your mortgage plus to give you the financial advice you need to succeed as a homeowner. Contact us for more information about mortgages in Idaho as well as our other bank services by calling (208) 523-1071.

Still Writing Paper Checks? Remember to Balance Your Checkbook

Balancing your checkbook is the cornerstone of good financial management. It isn’t difficult to manage your checking account, but it does require some discipline. This video explains more.

To balance your check book, use a check register to record all of your deposits and purchases, including debit card purchases, online payments, and paper checks. Subtract your purchases from your balances each time you spend money so you know exactly what you have and won’t risk bouncing checks.

At Westmark Credit Union, we’re committed to helping our members achieve financial success with extensive banking tools and advice for money management. To learn more about our credit union in Idaho or to find out how to become a member, call (208) 523-1071.

Your Guide to Buying a Used Off-Road Vehicle

A used off-road vehicle can be a good way to get a quality vehicle at a great price. However, it is important to proceed with caution so that you get a vehicle in top condition that you can enjoy for years to come. When it’s time to finance your off-road vehicle, contact your credit union for an auto loan with competitive rates. Here is what you need to know about purchasing an off-road vehicle.

Ask the Right Questions

If you are buying a used off-road vehicle from a private seller, asking the right questions can help you avoid someone who is selling a vehicle that is not in top condition. Ask why they are selling the vehicle and try to decide if the answer makes sense. Talk to the seller for a while to get a sense if he or she is trustworthy. Ask if you can see a list of service notes on the vehicle to see if it has been well maintained and if there have been any major repairs made.

Look at the Engine Oil

Engine oil can be an indicator of who well the vehicle you are considering has been maintained. Oil that is extremely dirty can indicate a problem with other components in the vehicle, while oil that is very clean can also be a suspicious sign, especially if the vehicle is old. In this vase, extremely clean oil can be a sign that the owner has flushed out a system that is actually not in good condition.

Judge the Appearance

You may think that the aesthetics of the off-road vehicle is a non-issue, but while a beaten-up exterior may not have anything to do with how the vehicle functions, it can indicate that the previous owner was careless. A battered exterior should be a warning sign.

Westmark Credit Union offers competitive rates on auto loans in Idaho, as well as extensive financial products, from checking accounts to online banking. Call us at (208) 523-1071 for more information about our auto loans and how to become a credit union member.

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2520 Channing Way
Idaho Falls, ID 83404

Hours of Operation:

  • Closed Sunday
  • 9:30 AM to 5:00 PM Monday
  • 9:30 AM to 5:00 PM Tuesday
  • 9:30 AM to 5:00 PM Wednesday
  • 9:30 AM to 5:00 PM Thursday
  • 9:30 AM to 6:00 PM Friday
  • 9:00 AM to 1:00 PM Saturday