Westmark Credit Union
We are a full-service financial institution, owned by our members & committed to the development of their financial future. We have 12 convenient locations.

The Importance of Balancing Your Checkbook

Man Paying Bills With Laptop

Opening a free checking account at Westmark Credit Union allows you to enjoy the benefits of conducting your financial matters with a safe and secure financial institution. Our free checking accounts offer tremendous benefits, such as no monthly service fees and online bill pay. However, it is essential that you maintain a balanced checkbook to make the most of your Westmark Credit Union checking account benefits and avoid unwanted fees.

Avoid Overdraft Fees

If you’ve ever allowed your bank account to slip below a minimum balance or beyond your current funds, you’ve experienced the costs of overdraft fees. For larger charges, you could be faced with paying fees to your bank or credit union, in addition to the original purchase total. To avoid accidentally writing a check that overdrafts your account, always remember to balance your checkbook. Westmark Credit Union professionals can help you learn the essentials of recording your charges and deposits so that your checkbook will be accurate and you’ll avoid paying costly overdraft fees.

Prevent Debit Card Denials

Another consequence of an unbalanced checkbook is a debit card denial. Especially if you are making a major purchase, it’s crucial that your checking account is accurately represented in your checkbook. Avoid the stress of wondering whether or not you can afford to pay for dinner and drinks with your friends by maintaining a balanced checkbook. Simply verify the amount on your balanced checkbook, and avoid a debit card denial altogether.

Build A Better Budget

Westmark Credit Union makes it easy for you to avoid overdraft fees and embarrassing debit card denials by requiring no minimum balance. Simply balance your checkbook to reflect your daily expenses and you’ll always know the additional purchases that you can and cannot afford every month. Recording your purchases will help you create a better budget by monitoring the amounts you’re spending and the items you’re spending them on. Analyze your checkbook entries each month to assess your spending habits and build your savings account.

If you don’t currently have a checking account with Westmark Credit Union, visit one of our conveniently located branches in Idaho Falls, Blackfoot, Pocatello, Rigby, Rexburg, Eagle, Meridian and Nampa to open an account today. We also offer competitive rates on car loans, mortgage lending and more.  For more information, call Westmark Credit Union today at (208) 523-1071 or visit one of our 10 Idaho branches.

Click Through These Links For Information About Improving Your Financial Situation

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Stop worrying over your credit score and start improving the management of your checking and savings accounts with the following resources. Explore the links below for additional information on improving your credit and balancing your checkbook. For additional financial information on car loans, credit cards and more, call Westmark Credit Union at (208) 523-1071, visit our website (www.westmark.org) or stop by one of our 10 conveniently located branches in Idaho Falls, Blackfoot, Pocatello, Rigby, Rexburg, Eagle, Meridian and Nampa.

  • Learn everything you need to know about your credit score with this comprehensive financial information.
  • At BankingAdvice.com, learn expert tips on balancing your credit union checkbook for a more accurate representation of your finances.
  • Find out the best ways to manage your checking and savings accounts with this article.


pop money logo

  Introducing our newest Person-to-Person payment system, Popmoney®.  Tired of writing personal checks to your babysitter or person who mows your lawn and waiting days for it to clear you account?  The Popmoney personal payment service lets you send money to friends, family or anyone at all.  With Popmoney you can pay your landlord, your cousin, or your co-worker and funds are withdrawn and paid within a few days. People are using Popmoney to pay for all sorts of things like shared phone bills, or just paying back a friend for lunch. And coming soon, you can even use it to request money.  It’s the new way to pay and get paid!

To use Popmoney, all you need is the person's name and email address or mobile number to move money from your bank account to theirs. *

      *Service fees apply for payments sent or requested

Westmark Credit Union has ten locations (Pocatello, Blackfoot, Idaho Falls, Rigby, Rexburg, Eagle, Meridian, Nampa) throughout the beautiful state of Idaho. Visit one of our locations or call us at (208) 523-1071 or 1-800-574-5626 to find out how you can become a member and access the many benefits offered by Westmark Credit Union.

popmoney app logo popmoney info

Westmark Credit Union's Services

Visa Card

Westmark Credit Union offers a range of financial services, including:

  • Home Banking
  • Checking Accounts
  • Savings Accounts
  • Youth Programs
  • Online Bill Payers
  • First Mortgage Loans
  • Credit Cards

You can also view our current lending and savings rates online. Please visit our website for more information about Westmark Credit Union. 

Call Westmark Credit Union at (208) 523-1071 or 1-800-574-5626  to  learn more about our checking and savings accounts, loans, credit cards, and other services or stop by one of our 10 conveniently located Idaho branches in Rigby, Rexburg, Blackfoot, Pocatello, Idaho Falls, Eagle, Meridian and Nampa.

Click Ahead To Learn More About The Benefits Of Kicking Your Big Banking Habit

Gold Piggy Bank

If you’re interested in learning more about the benefits of credit unions, check out the following links. Then, be sure to call Idaho’s most trusted credit union, Westmark Credit Union. With ten convenient locations (Pocatello, Blackfoot, Idaho Falls, Rigby, Rexburg, Eagle, Meridian, Nampa), we’re able to offer you convenience, personalized attention, and a promising financial future. Call us today at (208) 523-1071 or 1-800-574-5626 to learn more about owning a piece of our full-service financial institution. 

  • Lower fees are one incentive for choosing a credit union. CBS News explains more reasons on why now is a great time to make the switch to a credit union.
  • Credit unions offer unmatched personal attention and care. That’s one of seven reasons why credit unions are better than banks, according to US News
  • If you’re like most Americans, you’re looking for ways to get more yield and lower interest payments. The Wall Street Journal explains how credit unions can help you do that.
  • A credit union can work with you to improve your credit score. Find out what factors into a credit score and why it matters at Bankrate.com.
  • Improving your credit score may seem daunting, but it’s far from impossible. MSN.com offers nine tips to improve your credit score quickly.

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2520 Channing Way
Idaho Falls, ID 83404

Hours of Operation:

  • Closed Sunday
  • 9:30 AM to 5:00 PM Monday
  • 9:30 AM to 5:00 PM Tuesday
  • 9:30 AM to 5:00 PM Wednesday
  • 9:30 AM to 5:00 PM Thursday
  • 9:30 AM to 6:00 PM Friday
  • 9:00 AM to 1:00 PM Saturday