Westmark Credit Union
We are a full-service financial institution, owned by our members & committed to the development of their financial future. We have 12 convenient locations.

Tips On Saving for Your Future

Your future is important, and your Westmark Credit Union is here to help you make it a great one.  For some tips on how you can start saving for your future today, keep reading.

Man rising coins

Start Early

Starting early is one of the keys to saving successfully for your future. The earlier you start thinking about a retirement fund or other finances you will need later in life, the less you will need to contribute on a monthly basis to get there. And by contributing more than the minimum whenever you’re able, consider how fast your savings will grow and the many benefits of a substantial retirement fund that you’ll be able to enjoy for years.

Make Use of Investment Services

Your credit union has the information to help you save wisely, so take advantage of it. Use the investment services available to you to make smart choices about how much of your money to save, and how to do it. Consider the type of account you’d like to open for your retirement, and be sure to ask about federally-insured term certificates, IRAs, and other types of savings funds that can get you to your goals with speed and security.

Consider Direct Deposit

Using direct deposit for your monthly paychecks can save money and time. Not only will you not have to wait for the funds to appear in your account on payday, but those funds can immediately begin working for you to earn more. Additionally, you won’t be as tempted to take more than you should out of your paycheck for spending now if it’s already in your credit union account!

Westmark Credit Union has been helping Idaho grow for over 58 years with financial services and staff dedicated to our community.  Come see how we can make a difference in your life today and down the road with the right savings plans and financial information by stopping by one of our ten conveniently located branches in Idaho Falls, Blackfoot, Pocatello, Rigby, Rexburg, Eagle Meridian and Nampa.  You can also learn more on our website at http://www.westmark.org/ or by calling (208) 523-1071.

How Credit Unions Help Keep Your Money in the Community

When you bring your banking to a credit union, you’re doing more than simply making a smart financial choice. You’re also supporting your local community by investing with your local credit union, and taking an active role in its growth and success.

Three glass jars holding coins

Locally Owned and Operated

Unlike banks, which are generally globally-owned companies interested in profit, a credit union is owned and employed by local people right from your own community. Credit unions have local, not global, interests in mind, and not only do they keep their financial decision-making local, they make those decisions with the local community and economy in mind. A credit union is dedicated to productive investing in the local community, such as turning the deposits its members make into loans for local businesses or families. This ensures that the community, rather than the business or a global market, is the driving force for all financial decision-making in a credit union.

Investing in the Local Economy

Small businesses and individuals seeking loans are dependent on their local credit unions to help supply them with the finances to achieve their goals. Because only local individuals and businesses can save with a credit union, this ensures that local money is what is being reinvested in the community each time a loan or other financial investment is made. Your money is being put to work for these local businesses and individuals, rather than being used on a on a global scale or for investments that will only bring profit to the bank and not the community.

Keep your local community thriving and successful by saving with Westmark Credit Union of Idaho. We are dedicated to our customers and our community through the services we provide to over 45,000 members, including savings, checking, and home and auto loans. Visit us on the Web at www.westmark.org or call (208) 523-1071 to learn more about the benefits of becoming a member today!

What Not to Do When Writing a Check

Writing a check is a common way to transfer money or pay bills, but did you know there are certain things you should never do when writing checks? Find out more with this informative video.

You’ll learn tips on check-writing don’ts, including writing in pencil or signing a blank check, both of which give others freedom to change your checks to their desires. You’ll also learn how to prevent bounced checks and some extra tips for how to fill out your check. Learn more by watching this entire video.

For checking and savings tips, visit Westmark Credit Union. Find out what a difference joining our family can make to your finances. To learn more about us and how we nurture our local Idaho community, visit us online at http://www.westmark.org/ or call (208) 523-1071.

Strategies for Improving Your Credit Score

A good credit score is essential in securing many of life’s important purchases, such as a car and home.  Look no further than Westmark Credit Union to offer practical solutions for all of your financial needs.  Improve your credit score by opening a credit account with us today and employing the following credit improvement strategies.

Credit report

Apply for a Credit Card

If you are looking to improve your credit score or establish credit, begin by applying for a credit card. Speak with one of our Financial Service Representatives at your local Westmark branch to find out further information or to apply for your Westmark Credit Card. By demonstrating your responsibility to charge purchases and pay your credit card bill every month, you’ll begin building a good credit score. With no annual fees, convenient online access, and rates as low as 7.25% APR you will find the Westmark Credit Union credit cards to be the right fit for you.

Pay Off Old Debts

Is your credit score currently burdened by old balances and debts? Begin paying off your old debts to improve your credit score. If your credit card is charging you high interest rates that make it increasingly difficult to pay off, consider transferring your current balance to Westmark Credit Union. We offer credit cards with lower interest rates to make your debts more manageable and through December 31, 2012 you may be eligible for a cash reward for your transfer of business. Improve your credit score by moving your credit card balances to Westmark Credit Union today.

Review Your Credit Report

Order a copy of your credit report so you can review the details. Schedule an appointment with a loan officer at Westmark Credit Union to look over your credit report and assess your loans and debts. Also, review your credit report for suspicious entries. False entries on your credit report could be lowering your credit score without your knowledge. Review your credit report for a more accurate idea of your current financial situation.

Begin your journey to a better credit score today by calling Westmark Credit Union at (208) 523-1071 or by visiting one of 10 conveniently located branches in Idaho Falls, Blackfoot, Pocatello, Rigby, Rexburg, Eagle, Meridian, and Nampa. Our financial services also include mortgages, car loans, and free checking accounts.

Differentiating Credit Unions from Banks

Are you looking for a new financial institution to entrust your checking, savings, and other financial needs to? Instead of selecting a big bank, opt for a credit union for personalized services with all of the full-service options of a larger financial institution. Watch this video for more information on the specific advantages of credit unions over banks.

Unlike banks, credit unions are non-profit financial institutions. Simply placing a deposit in your local credit union makes you part owner of the establishment. Credit unions are best known for their higher rates for savings and lower rates for loans.

If you live in the Idaho Falls area, open an account at Westmark Credit Union by calling (208) 523-1071.Westmark Credit Union began in 1954 and has since expanded to ten locations in the Idaho area. Enjoy our expert financial services, such as mortgage loans and free checking accounts, by calling or visiting us today.

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2520 Channing Way
Idaho Falls, ID 83404

Hours of Operation:

  • Closed Sunday
  • 9:30 AM to 5:00 PM Monday
  • 9:30 AM to 5:00 PM Tuesday
  • 9:30 AM to 5:00 PM Wednesday
  • 9:30 AM to 5:00 PM Thursday
  • 9:30 AM to 6:00 PM Friday
  • 9:00 AM to 1:00 PM Saturday