Westmark Credit Union
We are a full-service financial institution, owned by our members & committed to the development of their financial future. We have 12 convenient locations.

Westmark Credit Union's Services

Visa Card

Westmark Credit Union offers a range of financial services, including:

  • Home Banking
  • Checking Accounts
  • Savings Accounts
  • Youth Programs
  • Online Bill Payers
  • First Mortgage Loans
  • Credit Cards

You can also view our current lending and savings rates online. Please visit our website for more information about Westmark Credit Union. 

Call Westmark Credit Union at (208) 523-1071 or 1-800-574-5626  to  learn more about our checking and savings accounts, loans, credit cards, and other services or stop by one of our 10 conveniently located Idaho branches in Rigby, Rexburg, Blackfoot, Pocatello, Idaho Falls, Eagle, Meridian and Nampa.

Click Ahead To Learn More About The Benefits Of Kicking Your Big Banking Habit

Gold Piggy Bank

If you’re interested in learning more about the benefits of credit unions, check out the following links. Then, be sure to call Idaho’s most trusted credit union, Westmark Credit Union. With ten convenient locations (Pocatello, Blackfoot, Idaho Falls, Rigby, Rexburg, Eagle, Meridian, Nampa), we’re able to offer you convenience, personalized attention, and a promising financial future. Call us today at (208) 523-1071 or 1-800-574-5626 to learn more about owning a piece of our full-service financial institution. 

  • Lower fees are one incentive for choosing a credit union. CBS News explains more reasons on why now is a great time to make the switch to a credit union.
      
  • Credit unions offer unmatched personal attention and care. That’s one of seven reasons why credit unions are better than banks, according to US News
      
  • If you’re like most Americans, you’re looking for ways to get more yield and lower interest payments. The Wall Street Journal explains how credit unions can help you do that.
      
  • A credit union can work with you to improve your credit score. Find out what factors into a credit score and why it matters at Bankrate.com.
     
  • Improving your credit score may seem daunting, but it’s far from impossible. MSN.com offers nine tips to improve your credit score quickly.

Rely On Westmark Credit Union as Your Mortgage Lender

Whether you need a first mortgage, second mortgage, or Visa Home Equity, we’re confident at Westmark Credit Union that we can find the perfect solution for you. As a credit union, we are owned and operated by our members.  To find out more about the many possibilities available to you, check out this short video.

Westmark Credit Union has ten locations (Pocatello, Blackfoot, Idaho Falls, Rigby, Rexburg, Eagle, Meridian, Nampa) throughout the beautiful state of Idaho. Visit one of our locations or call us at (208) 523-1071 or 1-800-574-5626 to find out how you can become a member and access the many benefits offered by Westmark Credit Union.

Have A Great Labor Day!

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Just a reminder! Westmark Credit Union will be closed September 3, 2012 for Labor Day 2012. Hope you all have a great holiday! 

How to Prepare to Apply for a Loan

Businessman

Applying for a loan requires patience and preparedness. Whether you’re applying for a mortgage loan or a car loan, there are certain things you can do before sitting down with your lender to prepare for the process. Keep reading to learn more about preparing to apply for a loan.                                    

  • Get Your Credit in Order: Your credit score takes into account your history of making timely payments, how much you currently owe on loans, how recently you’ve applied for credit, how long you’ve had credit, and the type of credit you’re using. These factors combine to create a number between 300 and 850 that impacts your chances of receiving a loan. It’s important to check your score well ahead of time because it takes time to improve it. You can improve your score by making timely payments on your existing bills and loans and paying off small debts.
      
  • Have Collateral On Hand:  Lenders need to know that they won’t lose all their money when they offer you a loan. Collateral loans are secured by an asset you own—such as investments, real estate, automobiles, and collectibles—that you will hand over if you’re unable to satisfy the terms agreed to on a loan.  From there, the lender will be able to cover what they would have otherwise lost by selling the collateral.
      
  • Prepare Necessary Paperwork: You will need to provide your lender an array of paperwork, including bank account numbers, stock investment paperwork, credit card information, loan information, pay stubs, tax returns, and much more.  The idea behind providing these documents is that your lender can evaluate whether you’re trustworthy or simply too risky to approve.  The less late payments on your record and the more income and collateral on hand, the better shape you’ll be in.

Let Westmark Credit Union help simplify your loan process. Visit one of our ten convenient Idaho locations (Pocatello, Blackfoot, Idaho Falls, Rigby, Rexburg, Eagle, Meridian, Nampa) or call us at (208) 523-1071 or 1-800-574-5626 to speak with one of our friendly representatives regarding our home and auto loans services.

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2520 Channing Way
Idaho Falls, ID 83404

Hours of Operation:

  • Closed Sunday
  • 9:30 AM to 5:00 PM Monday
  • 9:30 AM to 5:00 PM Tuesday
  • 9:30 AM to 5:00 PM Wednesday
  • 9:30 AM to 5:00 PM Thursday
  • 9:30 AM to 6:00 PM Friday
  • 9:00 AM to 1:00 PM Saturday