Westmark Credit Union
We are a full-service financial institution, owned by our members & committed to the development of their financial future. We have 12 convenient locations.

Find More Information About Mortgages And Daily Finances At These Sites

Petit Accountant

Westmark Credit Union is committed to helping all of our members make smart financial decisions. Learn more about developing good money habits and buying your first home by exploring these links. For advice and service from a credit union you can trust, call us today at (208) 523-1071 or 1-800-574-5626.  We offer checking and savings accounts, mortgages, car loans, and more.

Get advice on talking to your kids about good financial habits in this article from ABC News.

US News and World Report offers suggestions for helping your kids use credit union products and advice on which products they should avoid.

Find out why getting your kids a credit card might actually be a good idea in this article from Investopedia.

Learn the difference between mortgage pre-approval and pre-qualification in this article from RealtyTimes.

The Department of Housing and Urban Development (HUD) answers common question from first-time homebuyers on their website.


Credit Unions: Why Consumers are Making the Switch [INFOGRAPHIC]

These days, we’re all looking for ways to save money and cut costs. With better interest rates on loans and mortgages and lower fees, it’s no surprise people are switching from big banks to credit unions. More than one million made the switch last year alone! Not only are credit unions more affordable, but they also offer more personalized customer service than large banks.

To see why you should join the millions of Americans who are a part of a credit union, take a look at this infographic. If you know of friends and family who may be interested in making the switch, share on Facebook or Twitter! Looking for a credit union in the Idaho Falls area? Contact Westmark Credit Union to become a member today.


How to Help Your Child Get a Good Financial Foundation

At Westmark Credit Union, we want all of our members to build a healthy, solid financial life. We know that good finances don’t happen overnight. There are many things you can do to help your child learn financial responsibility that will serve them well into adulthood. We also have programs that can help at our  credit union. These tips will help you build a strong financial base for your little ones:

Father training son to the finance

Make Saving a Priority

Saving money is one of the most important lessons you can pass on to your child. At our credit union, we make the task of saving a little more fun with our Scottie Savers Club. For every deposit over $5 that your child makes, they will receive a sticker. As their account grows in size, they will receive a prize for reaching certain savings thresholds. The prizes increase in value as the account grows. When an account reaches $25, your child will get a tablet and pencil. When it reaches $1,001, they will get a $20 gift deposited into their account – and another $20 for every additional $500 they save up to $3,000. Note that the Scottie Savers Club is only for members 15 and under, and some benefits are restricted to those 12 and under.

Teach Checking Account Basics

Members are eligible to open a checking account at our credit union when they turn 16. This account is free and has all of the same benefits as our adult free checking account. This account is a great opportunity to teach your child about spending, budgeting, and balancing their accounts.

Introduce Responsible Credit Use

At 16, children are eligible to start building a good credit rating for their future with a Secured VISA Credit Card or their parents can co-sign on a regular VISA Credit Card.  By establishing good credit now, financing larger purchases, such as a new car, will be easier.  The credit limit is $500 or $1,000.  Limit is based on the amount of secured funds deposited into a Westmark Term Certificate. 

Join Westmark Credit Union in giving children healthy financial habits. To find out more about how our credit union can help your child, as well as our mortgages and car loans, call us at (208) 523-1071.

Note: Checking Accounts and Credit Cards for members under the age of 18, require joint ownership with a parent or legal guardian. Credit Cards are subject to credit approval.

A Look at the Mortgage Process for First-Time Home Buyers

When you’re buying your first home, the mortgage process may be enough to make you reconsider renting. Mortgages can be very confusing for new buyers, and confusion when you’re mortgage shopping usually ends in you paying more than you have to. Westmark Credit Union makes mortgages as easy as possible for our new home buyers. Here is what you can expect from the mortgage process when you buy a home:

Approved mortgage application


It’s a good idea to seek pre-approval on a mortgage from Westmark before you even begin shopping for a loan. During the pre-approval process, your credit and income will be evaluated to determine how much you can afford to borrow for your mortgage.

At Westmark Credit Union, we offer a number of different mortgage loans: jumbo, conventional, and loans for manufactured homes. During the pre-approval process, you will find out which loan is right for you and how much money we can offer you. This information will help you shop for homes in your price range.


Even if you’ve been approved, you still need to submit a mortgage loan application for the specific property you wish to buy. Westmark will consider your financial information again as well as the house you’re buying. This is to make sure the home is a good investment and that, if you default on the loan, the credit union will be able to sell it.


During the review of your mortgage, you may be required to have the property appraised. It is also common for the credit union to follow-up with you to ask for extra information. Once your mortgage is approved, you can move forward with your home buying. You may be asked to pay closing costs and a down payment at this time.

If you’re ready to buy a home, let Westmark Credit Union make it easy for you. We also offer a range of other loan products, including car loans and lines of credit. Call us at (208) 523-1071 to learn more.

Happy Thanksgiving!

Happy Thanksgiving

Happy Thanksgiving from Westmark Credit Union!

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2520 Channing Way
Idaho Falls, ID 83404

Hours of Operation:

  • Closed Sunday
  • 9:30 AM to 5:00 PM Monday
  • 9:30 AM to 5:00 PM Tuesday
  • 9:30 AM to 5:00 PM Wednesday
  • 9:30 AM to 5:00 PM Thursday
  • 9:30 AM to 6:00 PM Friday
  • 9:00 AM to 1:00 PM Saturday