Westmark Credit Union
We are a full-service financial institution, owned by our members & committed to the development of their financial future. We have 12 convenient locations.

Understand Your Credit Score by Watching This Video

Your credit score can play a role in your ability to buy a house or make any other significant financial decision. But how do you get and influence that score?  Your credit score is an important piece of information, and knowing what it means can help you engineer your financial future.

If you are not sure of your credit score, take steps to find out what it is.  You can receive your credit score for free once a year from three different organizations.  To learn more about credit scores, watch this short video.

You may want to check your credit score the next time you want to apply for a loan.  Consider Westmark Credit Union as your loan provider. We give Idaho residents great options for financing their life goals. ).  Call us today at (208) 523-1071, visit our website, or visit one of our 10 conveniently located branches (Idaho Falls, Pocatello, Blackfoot, Rigby, Rexburg, Meridian, Nampa or Eagle) to learn more about our credit services.

Happy Holidays

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Happy Holidays from Westmark Credit Union!

Find More Information About Mortgages And Daily Finances At These Sites

Petit Accountant

Westmark Credit Union is committed to helping all of our members make smart financial decisions. Learn more about developing good money habits and buying your first home by exploring these links. For advice and service from a credit union you can trust, call us today at (208) 523-1071 or 1-800-574-5626.  We offer checking and savings accounts, mortgages, car loans, and more.

Get advice on talking to your kids about good financial habits in this article from ABC News.

US News and World Report offers suggestions for helping your kids use credit union products and advice on which products they should avoid.

Find out why getting your kids a credit card might actually be a good idea in this article from Investopedia.

Learn the difference between mortgage pre-approval and pre-qualification in this article from RealtyTimes.

The Department of Housing and Urban Development (HUD) answers common question from first-time homebuyers on their website.

 

Credit Unions: Why Consumers are Making the Switch [INFOGRAPHIC]

These days, we’re all looking for ways to save money and cut costs. With better interest rates on loans and mortgages and lower fees, it’s no surprise people are switching from big banks to credit unions. More than one million made the switch last year alone! Not only are credit unions more affordable, but they also offer more personalized customer service than large banks.

To see why you should join the millions of Americans who are a part of a credit union, take a look at this infographic. If you know of friends and family who may be interested in making the switch, share on Facebook or Twitter! Looking for a credit union in the Idaho Falls area? Contact Westmark Credit Union to become a member today.

Credit-Unions-Why-Consumers-Infographic-01

How to Help Your Child Get a Good Financial Foundation

At Westmark Credit Union, we want all of our members to build a healthy, solid financial life. We know that good finances don’t happen overnight. There are many things you can do to help your child learn financial responsibility that will serve them well into adulthood. We also have programs that can help at our  credit union. These tips will help you build a strong financial base for your little ones:

Father training son to the finance

Make Saving a Priority

Saving money is one of the most important lessons you can pass on to your child. At our credit union, we make the task of saving a little more fun with our Scottie Savers Club. For every deposit over $5 that your child makes, they will receive a sticker. As their account grows in size, they will receive a prize for reaching certain savings thresholds. The prizes increase in value as the account grows. When an account reaches $25, your child will get a tablet and pencil. When it reaches $1,001, they will get a $20 gift deposited into their account – and another $20 for every additional $500 they save up to $3,000. Note that the Scottie Savers Club is only for members 15 and under, and some benefits are restricted to those 12 and under.

Teach Checking Account Basics

Members are eligible to open a checking account at our credit union when they turn 16. This account is free and has all of the same benefits as our adult free checking account. This account is a great opportunity to teach your child about spending, budgeting, and balancing their accounts.

Introduce Responsible Credit Use

At 16, children are eligible to start building a good credit rating for their future with a Secured VISA Credit Card or their parents can co-sign on a regular VISA Credit Card.  By establishing good credit now, financing larger purchases, such as a new car, will be easier.  The credit limit is $500 or $1,000.  Limit is based on the amount of secured funds deposited into a Westmark Term Certificate. 

Join Westmark Credit Union in giving children healthy financial habits. To find out more about how our credit union can help your child, as well as our mortgages and car loans, call us at (208) 523-1071.

Note: Checking Accounts and Credit Cards for members under the age of 18, require joint ownership with a parent or legal guardian. Credit Cards are subject to credit approval.

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2520 Channing Way
Idaho Falls, ID 83404

Hours of Operation:

  • Closed Sunday
  • 9:30 AM to 5:00 PM Monday
  • 9:30 AM to 5:00 PM Tuesday
  • 9:30 AM to 5:00 PM Wednesday
  • 9:30 AM to 5:00 PM Thursday
  • 9:30 AM to 6:00 PM Friday
  • 9:00 AM to 1:00 PM Saturday