Westmark Credit Union
We are a full-service financial institution, owned by our members & committed to the development of their financial future. We have 10 convenient locations.

Keeping Your Mobile Banking Secure

Secure mobile banking in IdahoMobile banking is a convenient way to access your bank account from anywhere. At Westmark Credit Union, we take the security of our mobile banking members very seriously. We have employed the most secure methods of identity verification and authentication. In order to keep your bank activity as safe and secure as possible, here are three great tips for making sure your banking information stays safe:

Avoid Phishing Scams

Phishing is when hackers attempt to trick you into sharing private information online. Phishing is common enough that you should never follow a banking link sent to you in an email or a text message. This is because such messages could be sent from a site designed as a fake replica of your bank’s website. These websites attempt to collect your personal and financial information. It’s a good idea to bookmark your bank’s website into your phone so that you always visit the website directly.

Avoid Using Public Networks

If you’re using your mobile device in a public location, you should avoid logging in to your mobile banking account while connected to the public wireless. Public wireless connections are not as secure as private connections. Because sensitive information can be compromised through public wireless connections, it’s a good idea to disable the wireless option on your phone and switch to the cellular network instead.

Lock Your Phone

Many mobile devices allow you to set up a digital lock, wherein you are asked to enter a pin number before using your phone. In case you misplace your phone, setting up a digital lock is a good way to add a layer of protection. It’s also important to keep tabs on your mobile devices as much as possible, since they likely contain personal information including banking information, calendars, phone contacts, and email accounts.

If you’re looking for a great financial institution, consider Westmark Credit Union. We offer a wide range of financial services, including mortgages, auto loans, and savings accounts. Call (208) 523-1071 or 1-800-574-5626 to speak to a credit union representative today.

Exploring the Excellence of eStatements

Are you still getting your credit union statements in the mail? Say goodbye to the paper trail and put technology to work for you with eStatements. As long as you use online banking, you’re eligible to use eStatements to manage your Westmark Credit Union accounts. There are several benefits to going paperless with your banking. For starters, it’s more convenient. Your statements are available to you anywhere you have an internet connection, and you can pull up statements from as far back as two years, so you can really take control of your finances. Paperless statements are also safer. When you get your statements in the mail, they can get lost, stolen, or delivered to the wrong address—and you don’t dare throw them away without shredding them. Find out more about the advantages of eStatements in this infographic from Westmark Credit Union. Are your family and friends reluctant to make the switch? Convince them to go paperless too by sharing this information.

Using Your Phone to Bank with Westmark

It seemed like banking could not get any easier with the introduction of online banking in Rexburg; however, mobile banking then came along to further simplify the process. This type of online bank presents unprecedented access to e-statements and loan information. Continue on for an overview of using your phone to bank with Westmark.

Westmark allows you to access your e-statements, check on your loans, and review credit and debit card activity from anywhere in the world. Using your smartphone or mobile tablet, you can access Westmark’s mobile website or register your phone. The former option allows you to login with your Personal Branch information and is the optimal choice if you are using a mobile tablet such as an iPad. If you choose to register your phone through Westmark’s mobile banking feature, you will receive a personal URL via text message; keep in mind that you must be able to receive text messages in order to use this feature. Both of these mobile banking messages allow you to stay connected to your funds anywhere and at any time.

Contact Westmark Credit Union today by visiting us online or calling 208-523-2722 if you are interested in learning more about mobile banking.

Credit or Debit: Which Should You Use?

Credit cards and debit cards in Blackfoot are both staples of modern banking, just like mobile and online bank accounts. While some may use these two types of cards interchangeably, there are pros and cons to the use of both. Keep reading to find out which type of card you should use: credit or debit.

Overspending
One way you can determine if you are better off with a credit card or a debit card is to analyze your spending habits in relation to your financial situation. If you absolutely love shopping for expensive clothing, electronics, or other pricey products, it is important that you have the means to pay off these purchases. Individuals who have a hard time limiting themselves in these types of situations may be better off using a debit card; this will prevent them from spending outside of their means. Opting to use a credit card and spend a substantial amount of money that you do not currently have can potentially yield several negative consequences: You may have trouble paying off a significant credit card balance, or you may go delinquent and damage your credit rating.

Building Credit
If you are a very disciplined individual who does not run into the problem of overspending, a credit card may be a favorable option; this is especially true if you are interested in acquiring a loan or a mortgage in the near or long term future. Having a high credit score can help you secure lower interest rates for these loans, meaning that the extra money you will have to repay on top of the loan will be minimized. Having a positive credit history suggests that you will continue to be financially responsible and make payments on time, which drives up your credit score.

Earning Rewards
Banks, airlines, and other large entities often offer rewards for the use of certain credit cards. While this is sometimes the case with debit cards as well, these rewards are far more popular with credit cards. If you tend to travel by air frequently or are loyal to shopping at certain retail stores, there may be rewards to reap.

If you are ready to sign up for a debit or credit card, visit Westmark Credit Union today and we can get you set up. Visit us online or call

Obtaining a Mortgage

A mortgage loan in Pocatello is important for individuals who wish to finance a home for themselves and their families. Many people are aware that they can bolster their credit rating through responsible use of a credit card, but some are unsure about how to actually acquire this loan. Watch this video clip for a quick look at obtaining a mortgage loan.

The rise of the Internet has seen the birth of e-statements through mobile and online banking, and it has also become a viable resource for finding mortgage lenders. If you are looking for such a loan, you will need to contact a banker or a broker. While a banker may lend the money directly, a broker is more of an intermediary. Brokers may introduce you to loan programs that are inaccessible to bankers, but keep in mind that they charge a fee for their services.

If you are in the market for a new home and are in need of a mortgage loan, Westmark Credit Union is here for you. Give us a call at 208-523-2722 today.

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2520 Channing Way
Idaho Falls, ID 83404

Hours of Operation:

  • Closed Sunday
  • 9:30 AM to 6:00 PM Monday
  • 9:30 AM to 6:00 PM Tuesday
  • 9:30 AM to 6:00 PM Wednesday
  • 9:30 AM to 6:00 PM Thursday
  • 9:30 AM to 6:00 PM Friday
  • 9:00 AM to 1:00 PM Saturday