Westmark Credit Union
We are a full-service financial institution, owned by our members & committed to the development of their financial future. We have 10 convenient locations.

Checking Your Credit Report for Errors

If you have good credit and are looking to make a big purchase, such as a car, your credit report can be used to your advantage. However, if your credit report has any errors that reflect poorly upon you, it can be a burden that affects your life in negative ways. Checking your credit report for any errors will help ensure you are not misrepresented in important situations. For example, if a potential employer asks for your credit report and sees any erroneous red flags, you might not get the job. Watch this video for more information.

At Westmark Credit Union, you can find all of your credit needs. We offer low rates on credit cards, personal loans, and more. Come visit any of our convenient Idaho Falls locations, or call us at (208) 523-1071.

Protecting Your Bank Account from Theft

Unfortunately, identity theft happens too often for it to be ignored. Victims are left with the hassle of dealing with damage caused by greedy criminals. Using these tips to protect your bank or credit union account will help ensure that you do not become a target of identity theft. 

Identity theft

Protect Your Password
It is not at all uncommon for small, hard-to-find cameras to be installed at locations like store registers or ATMs that capture your information. When you are typing in your password, it is recommended that you cover it with your other hand to keep it out of view of potential identity thieves.

Use Odd Hints
It is common protocol for banks and credit unions to ask you for more information when you forget your password. It is recommended that you pick the most uncommon security questions, otherwise criminals can usually find the answers to some of the more frequently used ones. Researching the year and model of your first car will be harder to find than your mother’s maiden name.

Hiding Your Personal Information
One way to conceal sensitive information is to make sure to shred all papers before tossing them out. Dumpster diving is a common practice, and by shredding your documents, you can help to deter any information being pulled from the trash. In addition, it is recommended that you avoid accessing your accounts using public Wi-Fi, since it is not protected. Similarly, encrypting your home Wi-Fi network will help hide your information.

Westmark Credit Union values the safety and protection of its members. For more than 50 years, we have been providing the Idaho Falls community with secure financial services. We offer great deals on credit cards, car loans, and much more. If you would like to learn more information about the services we provide, feel free to stop by any of our convenient locations, or call us at (208) 523-1071. 

Understanding Your Credit Score

credit score in wood type

Your credit score is an invaluable tool that can be used to your advantage or disadvantage, depending on whether you have good credit or not. When your credit score is good, it can help you get good rates on loans for important purchases, such as a car or house. This is because lenders want to know your credit risk, and if they can depend on you to pay back what they give you.

Oftentimes, your credit score will be referred to as a FICO score, because most are produced by software made by Fair Isaac & Company. They range from 300 up to 850, calculated based on a mathematical equation that takes into account multiple pieces of information from your credit report. The higher your score, the better it is. Upon obtaining it, the credit agency will provide you with multiple reasons for the score. Having a low credit score does not mean you won’t be able to get access to credit; lenders take other aspects into consideration beyond your credit score.

Are you interested in applying for a credit card or loan? Give Westmark Credit Union a call at (208) 523-1071/(800)-574-5626, or visit any of our branches located in Idaho Falls, Blackfoot, Pocatello, Rigby, Rexburg, Nampa, Eagle and Meridian. You can also conveniently open an account or apply for a loan on-line at www.westmark.org.  We have been assisting the people of Idaho with all of their financial needs for more than 60 years. 

Checking Your Credit Report for Errors

If you have good credit and are looking to make a big purchase, such as a car, your credit report can be used to your advantage. However, if your credit report has any errors that reflect poorly upon you, it can be a burden that affects your life in negative ways. Checking your credit report for any errors will help ensure you are not misrepresented in important situations. For example, if a potential employer asks for your credit report and sees any erroneous red flags, you might not get the job. Watch this video for more information.

At Westmark Credit Union, you can find all of your credit needs. We offer low rates on credit cards, personal loans, and more. Come visit any of our convenient  locations in Idaho Falls, Blackfoot, Pocatello, Rigby, Rexburg, Nampa, Eagle and Meridian or call us at (208) 523-1071/(800)-574-5626.  You can also conveniently open an account or apply for a loan on-line at www.westmark.org.  

Protecting Your Bank Account from Theft

Unfortunately, identity theft happens too often for it to be ignored. Victims are left with the hassle of dealing with damage caused by greedy criminals. Using these tips to protect your bank or credit union account will help ensure that you do not become a target of identity theft. 

credit card and padlock

Protect Your Password
It is not at all uncommon for small, hard-to-find cameras to be installed at locations like store registers or ATMs that capture your information. When you are typing in your password, it is recommended that you cover it with your other hand to keep it out of view of potential identity thieves.

Use Odd Hints
It is common protocol for banks and credit unions to ask you for more information when you forget your password. It is recommended that you pick the most uncommon security questions, otherwise criminals can usually find the answers to some of the more frequently used ones. Researching the year and model of your first car will be harder to find than your mother’s maiden name.

Hiding Your Personal Information
One way to conceal sensitive information is to make sure to shred all papers before tossing them out. Dumpster diving is a common practice, and by shredding your documents, you can help to deter any information being pulled from the trash. In addition, it is recommended that you avoid accessing your accounts using public Wi-Fi, since it is not protected. Similarly, encrypting your home Wi-Fi network will help hide your information.

Westmark Credit Union values the safety and protection of its members. For more than 60 years, we have been providing our members with secure financial services. We offer great deals on credit cards, car loans, and much more. If you would like to learn more information about the services we provide, feel free to stop by any of our convenient locations.  We have 10 conveniently located branches in Idaho Falls, Blackfoot, Pocatello, Rigby, Rexburg, Nampa, Eagle and Meridian or call us at (208) 523-1071/(800)-574-5626. 

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2520 Channing Way
Idaho Falls, ID 83404

Hours of Operation:

  • Closed Sunday
  • 9:30 AM to 6:00 PM Monday
  • 9:30 AM to 6:00 PM Tuesday
  • 9:30 AM to 6:00 PM Wednesday
  • 9:30 AM to 6:00 PM Thursday
  • 9:30 AM to 6:00 PM Friday
  • 9:00 AM to 1:00 PM Saturday